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Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.

Note: Some rates may not be available in certain areas.

Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 1.85*/6.3 6.25 7.04 6.84 6.29 6.09 5.59
Alterna Bank 6.850 6.500 7.090 6.890 6.240 6.090 5.640
Alterna Savings 6.850 6.500 7.090 6.890 6.240 6.090 5.640
Bank of Montreal (BMO) 7.200 7.990 7.890 7.490 7.050 6.840 6.890
Bank of Nova Scotia
 7.650 7.750 7.840 7.440 7.040 6.840 6.840
CIBC Mortgages 7.200 8.250 7.390 7.140 6.940 6.690 6.790
Canada Life 7.200 7.750 7.690 7.290 7.200 6.690 6.790
Canadian Western Bank 6.800 7.690 7.230 6.790 6.430 6.240 5.740
Canadian Western Trust 6.800 7.690 7.230 6.790 6.430 6.240 5.740
Comtech Fire CU - 7.290 7.040 6.890 6.490 6.290 6.190
Desjardins - Caisses 7.200 7.890 7.890 7.490 7.040 6.790 6.840
Effort Trust - 6.750 6.750 6.650 6.550 6.550 6.450
Equitable Bank - - 7.040 6.840 6.490 6.240 5.890
First National Financial LP 7.200 - 7.440 7.040 6.690 6.440 6.290
FirstOntario Credit Union 6.500 8.440 7.190 7.090 6.690 6.190 6.040
HSBC Bank Canada 6.400 7.040 7.040 6.540 6.290 6.240 5.940
Home Trust 6.300 - 7.440 7.040 6.690 6.440 5.740
IC Savings - 8.500 7.390 7.140 6.940 6.690 6.790
ICICI Bank Canada 7.000 - 7.040 6.540 6.540 6.390 6.340
Investors Group Trust 7.200 7.750 7.690 7.290 7.200 6.690 6.790
Kindred Credit Union 7.200 - 7.200 7.150 7.050 6.550 6.450
Laurentian Bank Canada 7.200 7.040 7.040 6.740 6.340 6.140 6.490
Libro Credit Union - 7.750 6.790 6.690 6.590 6.090 5.990
Luminus Financial 7.950 - 6.890 6.690 6.390 6.290 6.090
Manulife Bank 7.200 6.950 7.640 7.240 6.690 6.540 6.390
Manulife Trust - 6.950 7.640 7.240 6.690 6.540 6.390
Meridian Credit Union 7.200 7.590 7.490 7.040 6.840 6.690 6.340
Moya Financial C.U 7.450 - 6.200 6.150 6.100 6.050 6.000
National Bank 7.200 7.790 7.790 7.340 7.040 6.790 6.840
Parama Credit Union 7.200 - 6.790 6.590 6.390 6.190 5.990
Peace Hills Trust - 7.740 6.890 6.690 6.460 6.090 6.050
Rapport Credit Union 7.200 6.000 6.690 6.600 6.500 6.440 5.790
Royal Bank of Canada (RBC) 7.200 7.890 7.890 7.490 7.100 6.890 6.940
Steinbach Credit Union - - 6.200 6.200 6.050 5.900 5.700
TD CanadaTrust 7.350 7.690 7.590 7.140 6.940 6.790 6.840
Tandia Financial CU 6.950 7.490 7.040 6.590 6.190 6.490 6.290
Tangerine 7.050 - 7.640 6.990 6.590 6.390 6.340
Last Updated
Saturday, September 23, 2023
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