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Ontario Real Estate Toronto / Ottawa Real Estate Ottawa / Toronto Real Estate

Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.

Note: Some rates may not be available in certain areas.

Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 1.85*/4.9 5.99 5.69 5.69 5.54 5.54 4.99
Alterna Bank 5.450 6.300 5.890 5.890 5.140 5.790 5.140
Alterna Savings 5.450 6.300 5.890 5.890 5.140 5.790 5.140
Bank of Montreal (BMO) 5.950 6.340 6.290 6.190 6.050 6.040 6.490
Bank of Nova Scotia
6.150 6.250 6.090 6.190 6.040 6.040 6.140
CIBC Mortgages 5.950 8.250 6.140 6.140 6.140 6.040 6.490
Canada Life 5.950 6.340 6.090 5.950 5.840 6.040 6.190
Canadian Western Bank 6.500 6.580 5.930 5.870 5.740 5.760 5.640
Canadian Western Trust 6.500 6.580 5.930 5.870 5.740 5.760 5.640
Comtech Fire CU - 6.390 5.890 5.840 5.740 5.790 5.540
Desjardins - Caisses 5.950 6.190 6.190 6.190 6.140 6.140 6.490
Effort Trust - 6.450 6.450 6.600 6.750 6.900 7.050
Equitable Bank - - 6.790 6.040 5.840 5.740 5.140
First National Financial LP 5.950 - 6.040 5.740 5.590 5.540 5.540
FirstOntario Credit Union 5.750 8.090 6.390 6.240 6.090 5.940 5.640
HSBC Bank Canada 5.550 5.790 5.840 5.540 5.440 5.390 5.290
Home Trust 5.050 - 5.990 5.990 5.640 5.640 5.090
IC Savings - 5.650 5.690 5.790 5.890 5.990 6.190
Investors Group Trust 5.950 6.340 6.090 5.950 5.840 6.040 6.190
Kindred Credit Union 5.950 - 6.100 6.100 6.100 6.200 6.200
Laurentian Bank Canada 4.850 6.340 6.190 6.190 6.140 6.140 6.490
Libro Credit Union - 5.250 5.550 5.550 5.550 5.640 5.640
Luminus Financial 6.700 - 5.240 5.440 5.690 5.840 5.990
Manulife Bank 5.950 6.090 6.090 6.090 5.890 6.040 6.040
Manulife Trust - 6.090 6.090 6.090 5.890 6.040 6.040
Meridian Credit Union 5.800 6.790 5.390 5.590 5.690 5.790 5.490
National Bank 5.950 6.340 6.190 6.190 6.140 6.090 6.490
Parama Credit Union 5.950 - 5.790 5.790 5.790 5.790 5.790
Peace Hills Trust - 6.740 5.490 5.540 5.590 5.640 5.840
Rapport Credit Union 5.200 6.000 5.390 5.590 5.690 5.790 5.290
Royal Bank of Canada (RBC) 5.950 6.640 6.640 6.440 6.300 6.240 6.290
Simplii Financial 5.950 6.490 5.990 5.790 5.890 5.990 6.390
Steinbach Credit Union - - 4.850 5.000 5.100 5.350 5.550
TD CanadaTrust 6.100 6.590 6.090 5.790 5.790 6.090 6.340
Tandia Financial CU 5.150 6.250 5.640 5.550 5.650 5.890 6.240
Tangerine 5.750 - 5.990 5.840 5.620 5.610 5.590
Last Updated
Monday, December 05, 2022

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