Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed
Note: Some rates may not be available in certain areas. Call 1-888-818-4262 for details.
Financial Institution |
Mortgage Term |
| Variable |
6 Mth |
1 Year |
2 Year |
3 Year |
4 Year |
5 Year |
| CanEquity Mortgage |
2.24*/4.10 |
4.75 |
5.00 |
5.50 |
5.19 |
5.29 |
5.39 |
| AGF Trust |
- |
6.95 |
6.95 |
7.00 |
7.00 |
6.85 |
6.95 |
| AMA Financial |
4.70 |
- |
6.65 |
6.15 |
6.10 |
6.04 |
5.53 |
| ATB Financial |
4.15 |
6.80 |
6.95 |
7.00 |
7.00 |
6.85 |
5.93 |
| Alterna Bank |
- |
6.60 |
5.75 |
5.75 |
5.80 |
5.75 |
5.59 |
| Alterna Savings |
- |
6.60 |
5.75 |
5.75 |
5.80 |
5.75 |
5.59 |
| Bank of Montreal (BMO) |
4.296 |
6.85 |
6.95 |
7.00 |
7.00 |
6.84 |
6.99 |
Bank of Nova Scotia |
4.25 |
6.80 |
6.90 |
7.00 |
7.00 |
6.85 |
6.99 |
| Bridgewater Bank |
4.75 |
- |
6.70 |
6.20 |
6.15 |
- |
5.58 |
| CIBC Mortgages |
4.38 |
6.85 |
6.95 |
7.00 |
7.00 |
6.85 |
6.99 |
| Caisses Desjardins |
- |
7.00 |
6.75 |
7.00 |
7.00 |
6.90 |
7.00 |
| CanEquity Mortgage |
4.10 |
4.75 |
5.00 |
5.50 |
5.19 |
5.29 |
5.39 |
| Canadian Western Bank |
4.25 |
6.85 |
6.95 |
7.00 |
7.00 |
6.85 |
6.99 |
| Canadian Western Trust |
4.25 |
6.85 |
6.95 |
7.00 |
7.00 |
6.85 |
6.99 |
| Cataract Savings & CU |
- |
- |
6.75 |
- |
- |
- |
5.75 |
| Citibank |
- |
6.85 |
6.95 |
7.00 |
7.00 |
6.85 |
6.99 |
| Citizens Bank of Canada |
4.75 |
5.95 |
5.95 |
5.95 |
5.75 |
5.95 |
5.75 |
| Common Wealth Credit Union |
4.25 |
- |
6.35 |
5.75 |
5.75 |
5.78 |
5.92 |
| Comtech Credit Union |
- |
6.60 |
5.09 |
7.15 |
7.20 |
7.20 |
5.50 |
| Concentra Financial |
- |
6.80 |
6.95 |
7.00 |
7.00 |
6.85 |
6.99 |
| DUCA Financial Services |
4.50 |
5.80 |
5.60 |
5.65 |
5.70 |
5.70 |
5.65 |
| Effort Trust |
- |
6.80 |
6.80 |
6.80 |
6.80 |
6.80 |
6.95 |
| Equitable Trust |
- |
- |
6.95 |
7.00 |
7.00 |
6.85 |
6.99 |
| First Calgary Savings |
- |
6.85 |
6.95 |
7.00 |
7.00 |
6.85 |
6.99 |
| First National Financial LP |
4.15 |
6.40 |
5.00 |
5.50 |
5.25 |
5.69 |
5.59 |
| FirstLine Mortgages |
4.75 |
7.80 |
7.20 |
6.05 |
5.95 |
6.00 |
5.89 |
| FirstOntario Credit Union |
4.20 |
5.95 |
6.00 |
6.00 |
5.90 |
5.80 |
5.80 |
| HSBC Bank Canada |
4.25 |
6.80 |
6.95 |
7.00 |
7.00 |
6.85 |
6.99 |
| Home Trust Company |
- |
- |
6.95 |
7.00 |
7.00 |
6.85 |
6.99 |
| ICICI Bank Canada |
5.25 |
- |
5.70 |
5.75 |
5.80 |
5.85 |
5.75 |
| ING Direct |
4.10 |
- |
4.85 |
4.90 |
4.99 |
5.25 |
5.25 |
| Investors Group Trust |
3.75 |
6.85 |
6.95 |
7.00 |
7.00 |
6.85 |
6.99 |
| Key Savings & CU |
- |
6.80 |
6.70 |
6.70 |
6.65 |
6.40 |
6.49 |
| Lambton Financial CU |
4.45 |
- |
5.75 |
5.80 |
5.85 |
5.90 |
5.95 |
| Laurentian Bank Canada |
4.75 |
6.85 |
6.75 |
7.00 |
7.00 |
6.90 |
7.00 |
| League Savings & Mortgage |
- |
6.85 |
6.95 |
7.00 |
7.00 |
6.85 |
6.99 |
| Libro Financial Group |
- |
6.25 |
6.50 |
6.60 |
6.60 |
6.60 |
6.60 |
| London Life |
3.75 |
6.85 |
6.95 |
7.00 |
7.00 |
6.85 |
6.99 |
| Manulife Bank |
- |
6.10 |
5.10 |
5.20 |
5.25 |
5.40 |
5.40 |
| Meridian Credit Union |
- |
6.60 |
6.75 |
6.85 |
6.85 |
6.69 |
5.75 |
| National Bank |
4.75 |
7.00 |
6.75 |
7.00 |
7.00 |
6.90 |
7.00 |
| Ontario Civil Service CU |
- |
6.00 |
5.30 |
6.25 |
6.00 |
5.85 |
5.99 |
| PACE Savings & CU |
- |
6.80 |
6.95 |
7.00 |
7.00 |
6.85 |
6.99 |
| Parama Credit Union |
- |
- |
5.40 |
5.80 |
6.25 |
6.15 |
6.50 |
| Peace Hills Trust |
- |
6.85 |
6.95 |
7.00 |
7.00 |
6.85 |
6.99 |
President's Choice Financial |
4.30 |
6.87 |
6.34 |
5.70 |
5.60 |
5.60 |
5.64 |
| Promutuel Capital |
- |
6.80 |
6.50 |
6.50 |
6.50 |
6.65 |
5.69 |
| ResMor Trust |
4.25 |
- |
5.60 |
5.50 |
5.50 |
5.79 |
5.45 |
| Royal Bank of Canada (RBC) |
4.25 |
6.85 |
6.95 |
7.00 |
7.00 |
6.85 |
6.99 |
| Servus Credit Union |
- |
6.85 |
6.95 |
7.00 |
7.00 |
6.85 |
6.24 |
| So-Use Credit Union |
- |
6.30 |
5.25 |
5.15 |
5.95 |
6.10 |
5.60 |
| Steinbach Credit Union |
- |
- |
4.90 |
5.10 |
5.20 |
5.30 |
5.40 |
| TD CanadaTrust |
4.25 |
6.20 |
6.95 |
7.00 |
7.00 |
6.85 |
6.99 |
| Virtual One Credit Union |
- |
- |
5.59 |
5.65 |
5.45 |
5.84 |
5.65 |
| Windsor Family CU |
- |
6.00 |
6.00 |
6.00 |
6.00 |
6.10 |
6.10 |
| Your Credit Union |
4.50 |
- |
6.40 |
6.50 |
6.50 |
6.30 |
5.70 |
| Your Neighbourhood CU |
- |
- |
5.85 |
5.90 |
6.05 |
6.15 |
6.25 |
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