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Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.

Note: Some rates may not be available in certain areas.

Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 1.85*/1.39 2.79 1.84 1.54 1.54 1.64 1.84
Alterna Bank 1.650 3.350 2.790 1.540 2.290 2.690 1.840
Alterna Savings 1.650 3.350 2.790 1.540 2.290 2.690 1.840
Bank of Montreal (BMO) 2.450 3.040 2.790 2.940 3.490 4.090 4.790
Bank of Nova Scotia
2.650 4.250 2.790 2.890 3.490 3.890 4.790
CIBC Mortgages 2.450 3.750 2.790 2.890 3.490 4.240 4.790
Canada Life 2.450 3.750 2.690 2.890 3.450 3.990 4.790
Canadian Western Bank 1.900 3.600 2.090 1.990 1.990 2.020 2.050
Canadian Western Trust 1.900 3.600 2.090 1.990 1.990 2.020 2.050
Comtech Fire CU - 6.200 3.390 3.490 3.690 3.740 2.350
Desjardins - Caisses 2.450 4.400 2.790 2.940 3.490 4.090 4.740
Effort Trust - 4.000 2.990 2.990 3.500 3.600 3.700
Equitable Bank - - 2.990 2.240 2.240 2.240 2.240
First National Financial LP 2.450 - 3.040 2.840 2.690 2.590 2.490
FirstOntario Credit Union 2.250 4.840 2.440 2.240 2.240 2.240 2.240
HSBC Bank Canada 1.340 3.190 1.990 1.740 1.890 2.140 2.240
Home Trust 1.450 - 2.140 1.840 1.840 1.840 2.040
IC Savings - 3.990 2.690 2.890 2.990 3.090 3.190
Investors Group Trust 2.450 3.750 2.690 2.890 3.450 3.990 4.790
Kindred Credit Union 2.450 - 2.500 2.550 2.550 2.600 2.090
Laurentian Bank Canada 2.450 4.400 2.690 2.940 3.450 4.090 4.740
Libro Credit Union - 4.750 2.040 2.090 2.090 2.090 2.090
Luminus Financial 3.500 - 4.100 2.500 4.350 4.800 2.990
Manulife Bank 3.050 4.450 2.990 2.690 2.490 2.490 2.490
Manulife Trust - 4.450 2.990 2.690 2.490 2.490 2.490
Meridian Credit Union 1.600 3.890 3.090 2.340 2.340 3.890 2.390
National Bank 2.450 4.400 2.690 2.940 3.450 4.090 4.790
Parama Credit Union 2.700 - 2.890 2.990 3.090 3.190 3.290
Peace Hills Trust - 4.250 2.000 1.750 1.750 3.250 3.500
Rapport Credit Union 2.950 6.000 3.590 3.740 3.890 3.940 2.190
Royal Bank of Canada (RBC) 2.450 2.690 2.690 2.940 3.450 4.090 4.790
Simplii Financial 2.450 6.190 3.190 2.890 3.640 4.290 4.740
Steinbach Credit Union - - 2.090 2.150 2.200 2.250 2.250
TD CanadaTrust 2.600 3.040 2.790 2.940 3.490 3.740 4.590
Tandia Financial CU 3.350 4.500 2.590 2.690 2.790 2.890 2.550
Tangerine 1.350 - 2.790 1.780 1.890 2.040 2.140
Last Updated
Tuesday, July 27, 2021

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