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Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.

Note: Some rates may not be available in certain areas.

Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 1.85*/1.39 2.79 1.84 1.54 1.54 1.64 1.84
Alterna Bank 1.650 3.350 1.890 1.540 1.890 1.940 1.840
Alterna Savings 1.650 3.350 1.890 1.540 1.890 1.940 1.840
Bank of Montreal (BMO) 2.450 4.200 2.790 2.940 3.490 4.090 4.790
Bank of Nova Scotia
2.650 4.250 2.790 2.890 3.490 3.890 4.790
CIBC Mortgages 2.450 3.750 2.790 2.890 3.490 4.240 4.790
Canada Life 2.450 4.200 3.100 3.200 3.650 4.240 4.790
Canadian Western Bank 1.900 3.600 2.090 2.040 1.940 2.090 2.140
Canadian Western Trust 1.900 3.600 2.090 2.040 1.940 2.090 2.140
Comtech Fire CU - 6.200 3.390 3.490 3.690 3.740 3.490
Desjardins - Caisses 2.450 4.400 2.790 2.940 3.490 4.090 4.740
Effort Trust - 4.000 2.990 2.990 3.500 3.600 3.700
Equitable Bank - - 2.990 2.240 2.240 2.240 2.240
First National Financial LP 2.450 - 3.040 2.840 2.690 2.590 2.490
FirstOntario Credit Union 2.250 4.840 2.440 2.240 2.240 2.240 2.240
HSBC Bank Canada 1.290 3.190 1.990 1.740 1.890 1.940 2.190
Home Trust 1.750 - 3.990 3.540 3.790 3.850 2.090
IC Savings - 3.990 2.690 2.890 2.990 3.590 3.690
Investors Group Trust 2.450 4.200 3.100 3.200 3.650 4.240 4.790
Kindred Credit Union 2.450 - 2.500 2.550 2.550 2.600 2.090
Laurentian Bank Canada 2.450 4.400 2.690 2.940 3.450 4.090 4.740
Libro Credit Union - 4.750 2.040 2.090 2.090 2.090 2.090
Luminus Financial 3.500 - 4.100 2.500 4.350 4.800 2.990
Manulife Bank 3.050 4.450 2.990 2.690 2.490 2.490 2.490
Manulife Trust - 4.450 2.990 2.690 2.490 2.490 2.490
Meridian Credit Union 1.550 3.890 3.090 2.190 2.190 3.890 1.990
National Bank 2.450 4.400 2.690 2.940 3.450 4.090 4.790
Parama Credit Union 2.700 - 2.890 2.990 3.090 3.190 3.290
Peace Hills Trust - 4.250 2.000 1.750 1.750 3.250 3.500
Rapport Credit Union 2.950 6.000 3.590 3.740 3.890 3.940 1.890
Royal Bank of Canada (RBC) 2.450 2.690 2.690 2.940 3.450 4.090 4.790
Simplii Financial 2.450 6.190 3.190 2.890 3.640 4.290 4.740
Steinbach Credit Union - - 1.890 1.950 2.000 2.050 2.050
TD CanadaTrust 2.600 3.040 2.790 2.940 3.490 3.740 4.590
Tangerine 1.450 - 2.790 1.780 1.890 2.040 2.140
Last Updated
Thursday, April 22, 2021

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