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Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.

Note: Some rates may not be available in certain areas.

Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 1.85*/2.8 4.69 4.09 4.49 4.59 4.69 4.89
Alterna Bank 2.700 6.050 5.140 5.140 4.840 5.240 4.940
Alterna Savings 2.700 6.050 5.140 5.140 4.840 5.240 4.940
Bank of Montreal (BMO) 3.700 4.750 4.740 5.140 5.390 5.640 6.040
Bank of Nova Scotia
3.900 4.750 4.790 5.340 5.440 5.640 5.840
CIBC Mortgages 3.700 4.750 4.740 5.140 5.390 5.490 6.490
Canada Life 3.700 4.750 4.750 4.950 5.240 5.490 5.840
Canadian Western Bank 3.600 3.600 4.510 4.970 4.980 5.000 5.040
Canadian Western Trust 3.600 3.600 4.510 4.970 4.980 5.000 5.040
Comtech Fire CU - 6.200 4.090 4.390 4.490 4.590 4.990
Desjardins - Caisses 3.700 4.400 4.740 5.140 5.390 5.640 6.040
Effort Trust - 5.450 5.450 5.700 5.950 6.200 6.250
Equitable Bank - - 5.040 5.090 5.140 5.290 5.290
First National Financial LP 3.700 - 5.540 5.440 5.540 5.540 5.540
FirstOntario Credit Union 2.850 6.740 5.290 5.040 5.090 5.190 5.240
HSBC Bank Canada 3.090 4.490 4.640 4.940 5.090 5.190 5.090
Home Trust 2.800 - 4.190 4.590 4.690 4.790 5.090
IC Savings - 5.190 5.040 5.290 5.340 5.390 5.490
Investors Group Trust 3.700 4.750 4.750 4.950 5.240 5.490 5.840
Kindred Credit Union 3.700 - 5.000 5.100 5.200 5.250 5.350
Laurentian Bank Canada 3.200 4.400 4.390 4.940 5.090 5.250 5.390
Libro Credit Union - 5.250 4.890 4.990 5.090 5.150 5.190
Luminus Financial 4.450 - 4.740 4.940 5.190 5.340 5.740
Manulife Bank 4.300 4.450 4.590 4.990 5.140 5.390 5.640
Manulife Trust - 4.450 4.590 4.990 5.140 5.390 5.640
Meridian Credit Union 3.300 4.090 4.490 4.890 5.090 5.390 4.990
National Bank 3.700 4.750 4.740 5.140 5.390 5.640 6.040
Parama Credit Union 3.950 - 3.790 4.090 4.290 4.590 4.790
Peace Hills Trust - 4.950 3.790 3.990 4.290 4.590 4.690
Rapport Credit Union 2.990 6.000 3.290 4.290 4.490 4.790 3.840
Royal Bank of Canada (RBC) 3.700 4.390 4.390 4.640 5.200 5.390 5.740
Simplii Financial 3.700 6.190 4.740 5.090 5.190 5.240 5.890
Steinbach Credit Union - - 4.200 4.500 4.600 4.800 4.990
TD CanadaTrust 3.850 5.340 5.190 5.140 5.340 5.790 6.040
Tandia Financial CU 3.200 4.500 4.250 4.550 4.750 4.840 4.990
Tangerine 3.350 - 4.790 4.840 4.990 5.140 5.190
Last Updated
Thursday, June 30, 2022

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