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Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.

Note: Some rates may not be available in certain areas.

Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 2.85*/2.85 4.50 3.29 3.14 2.94 3.19 2.89
ATB Financial 3.250 4.500 3.490 3.590 3.590 3.640 3.090
Alterna Bank 2.940 4.400 3.640 3.840 2.790 4.940 2.840
Alterna Savings 2.990 4.400 3.690 3.890 2.840 4.990 2.890
Bank of Montreal (BMO) 4.100 4.200 3.790 3.990 4.290 4.890 5.340
Bank of Nova Scotia
4.150 4.750 3.640 3.740 4.390 4.590 5.190
CIBC Mortgages 3.950 3.750 3.390 3.390 3.940 4.490 5.340
Canadian Western Bank 3.350 3.940 2.790 2.790 2.790 2.840 2.890
Canadian Western Trust 3.350 3.940 2.790 2.790 2.790 2.840 2.890
Comtech Credit Union - 6.200 3.390 3.490 3.690 3.740 3.790
Desjardins - Caisses 3.950 4.400 3.790 3.890 4.340 4.890 5.190
Effort Trust - 4.500 4.400 4.500 4.750 4.900 4.950
Equitable Bank - - 3.640 3.890 4.450 4.990 5.190
First National Financial LP 3.950 4.500 3.990 3.640 3.590 3.390 3.340
FirstOntario Credit Union 3.400 4.940 3.690 3.740 3.790 3.890 2.990
HSBC Bank Canada 2.940 3.190 2.990 2.790 2.790 2.840 2.790
Home Trust - - 3.990 3.540 3.790 3.840 3.090
Investors Group Trust 3.700 4.200 3.490 3.590 4.140 4.890 5.340
Kindred Credit Union 3.950 - 3.850 3.900 3.950 4.000 3.200
Laurentian Bank Canada 3.950 4.400 3.790 3.890 4.340 4.890 5.340
Libro Credit Union - 4.750 3.190 3.190 3.240 3.240 3.240
London Life 3.700 4.200 3.490 3.590 4.140 4.890 5.340
Luminus Financial 4.000 - 4.100 4.200 4.350 4.800 5.340
Manulife Bank 4.450 4.450 3.690 3.690 3.690 3.740 3.790
Manulife Trust - 4.450 3.690 3.690 3.690 3.740 3.790
Meridian Credit Union 3.150 4.000 3.240 2.490 3.740 3.890 2.940
National Bank 3.950 4.500 3.640 3.890 4.300 4.890 5.190
PACE Savings & CU 3.950 - 3.640 3.840 3.950 4.590 4.990
Parama Credit Union 3.700 - 3.500 3.600 3.700 3.800 3.900
Peace Hills Trust - 4.500 3.350 3.500 3.750 4.050 4.250
Rapport Credit Union 3.700 6.000 3.540 3.590 4.040 4.440 5.350
Royal Bank of Canada (RBC) 3.950 3.640 3.640 3.890 4.450 4.990 5.190
Simplii Financial 3.950 6.190 3.390 3.390 3.890 4.390 4.990
Steinbach Credit Union - - 3.250 2.990 2.990 2.990 3.090
TD CanadaTrust 4.100 3.340 3.590 3.740 3.890 3.940 5.340
Tangerine 3.250 - 3.490 2.640 2.690 2.840 2.840
Your Neighbourhood CU - - 3.590 3.690 3.790 3.890 3.990
Last Updated
Wednesday, July 17, 2019

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