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Ontario Real Estate Toronto / Ottawa Real Estate Ottawa / Toronto Real Estate

Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.

Note: Some rates may not be available in certain areas.

Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 2.35*/2.35 3.10 2.19 2.24 2.29 2.49 2.44
ATB Financial 2.600 4.000 2.940 2.640 2.690 2.740 2.990
Alterna Bank 2.700 4.000 2.850 2.790 2.590 2.840 2.880
Alterna Savings 2.700 4.000 2.850 2.790 2.590 2.840 2.880
Bank of Montreal (BMO) 2.700 4.000 2.890 2.990 3.390 3.890 4.740
Bank of Nova Scotia
2.700 4.550 3.290 3.090 3.390 3.890 4.490
CIBC Mortgages 2.700 3.140 2.840 2.790 3.390 4.090 4.790
Caisses Desjardins 2.700 4.400 3.140 3.240 3.390 3.890 4.740
Canadian Western Bank 2.900 4.000 3.140 3.040 3.650 4.200 4.740
Canadian Western Trust 2.900 4.000 3.140 3.040 3.650 4.200 4.740
Comtech Credit Union - 6.200 2.840 2.890 2.950 2.990 2.890
DUCA Financial Services 2.500 - 3.090 4.000 2.990 3.090 2.790
Effort Trust - 4.450 3.350 3.500 3.700 4.300 4.350
Equitable Bank - - 3.140 3.040 3.650 4.390 4.640
First Calgary Financial - 4.000 2.890 2.890 2.840 2.890 2.940
First National Financial LP 2.400 4.000 2.290 2.240 2.490 2.640 2.790
FirstOntario Credit Union 2.700 4.240 2.690 2.350 2.390 2.590 2.690
HSBC Bank Canada 2.800 4.450 3.140 3.140 3.540 4.240 4.740
Home Trust Company 2.500 3.950 2.690 2.240 2.390 2.590 2.740
ICICI Bank Canada 3.050 - 3.150 3.650 3.640 3.690 3.690
Investors Group Trust 2.700 4.200 3.140 3.090 3.390 3.890 4.740
Laurentian Bank Canada 2.700 4.400 2.890 2.840 3.390 3.890 4.740
League Savings & Mortgage - 4.450 2.990 2.690 2.890 2.990 3.040
Libro Credit Union - 3.750 2.700 2.750 2.790 2.850 2.890
London Life 2.700 4.200 3.140 3.090 3.390 3.890 4.740
Manulife Bank 2.400 4.450 4.000 2.940 2.840 2.790 2.890
Manulife Trust - 4.450 4.000 2.940 2.840 2.790 2.890
Meridian Credit Union 2.400 4.000 1.690 3.090 3.550 2.490 2.590
National Bank 2.700 4.400 3.140 3.040 3.390 3.890 4.740
PACE Savings & CU - 5.000 2.890 2.590 3.390 3.890 4.640
Parama Credit Union 2.650 - 2.800 2.850 2.950 3.050 3.150
Peace Hills Trust - 4.500 3.150 3.500 3.750 3.850 3.950
President's Choice Financial
2.700 6.190 3.140 2.790 3.340 3.990 4.440
Rapport Credit Union 2.850 6.000 3.090 3.040 3.500 3.040 2.990
Royal Bank of Canada (RBC) 2.700 3.140 3.140 3.040 3.650 4.390 4.640
Steinbach Credit Union - - 2.450 2.550 2.550 2.650 2.650
TD CanadaTrust 2.700 3.140 2.990 2.840 3.390 3.890 4.640
Tangerine 2.700 - 3.190 3.240 3.490 3.690 3.790
WFCU Credit Union - 4.450 4.000 4.000 3.050 3.050 3.100
Your Neighbourhood CU - - 2.799 2.890 3.090 3.150 3.190
Last Updated
Wednesday, February 10, 2016

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