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Ontario Real Estate Toronto / Ottawa Real Estate Ottawa / Toronto Real Estate

Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.

Note: Some rates may not be available in certain areas.

Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 2.10*/2.10 3.10 2.39 2.14 2.34 2.54 2.59
ATB Financial 2.500 4.100 3.040 2.390 2.640 2.690 2.890
Alterna Bank 2.600 4.000 2.790 2.740 2.590 2.840 2.840
Alterna Savings 2.600 4.000 2.790 2.740 2.590 2.840 2.840
Bank of Montreal (BMO) 2.850 4.200 3.090 3.190 3.590 4.090 4.840
Bank of Nova Scotia
2.700 4.550 3.290 3.090 3.390 3.890 4.490
CIBC Mortgages 2.700 3.140 2.840 2.790 3.390 4.090 4.790
Caisses Desjardins 2.700 4.400 3.140 3.240 3.390 3.890 4.740
Canadian Western Bank 2.900 4.000 3.140 3.040 3.650 4.200 4.740
Canadian Western Trust 2.900 4.000 3.140 3.040 3.650 4.200 4.740
Comtech Credit Union - 6.200 2.840 2.890 2.950 2.990 2.890
DUCA Financial Services 2.500 - 3.040 2.940 2.940 3.140 2.690
Effort Trust - 4.450 3.350 3.500 3.700 4.300 4.350
Equitable Bank - - 3.140 3.040 3.650 4.390 4.640
First Calgary Financial - 4.000 2.890 2.890 2.640 2.790 2.940
First National Financial LP 2.350 3.100 2.640 2.640 2.640 2.840 2.940
FirstOntario Credit Union 2.700 4.340 2.790 2.490 2.640 2.790 2.890
HSBC Bank Canada 2.800 4.450 3.140 3.140 3.390 4.090 4.640
Home Trust Company-Agent 2.500 3.950 2.690 2.140 2.340 2.590 2.790
ICICI Bank Canada 3.050 - 2.640 2.640 2.640 3.190 3.290
Investors Group Trust 2.850 4.200 3.140 3.090 3.390 3.890 4.640
Kindred Credit Union 2.700 - 3.350 3.350 3.400 3.400 3.290
Laurentian Bank Canada 2.700 4.400 2.890 3.040 3.390 3.890 4.740
League Savings & Mortgage - 4.450 2.990 2.590 2.740 2.740 2.940
Libro Credit Union - 3.750 2.600 2.650 2.690 2.690 2.690
London Life 2.850 4.200 3.140 3.090 3.390 3.890 4.640
Manulife Bank 2.700 4.450 4.000 2.940 2.840 2.940 2.990
Manulife Trust - 4.450 4.000 2.940 2.840 2.940 2.990
Meridian Credit Union 2.400 4.000 2.840 2.790 2.640 3.890 2.540
National Bank 2.700 4.400 3.140 3.040 3.390 3.890 4.740
PACE Savings & CU - 5.000 3.040 2.840 3.390 3.890 4.490
Parama Credit Union 2.650 - 2.800 2.850 2.950 3.050 3.150
Peace Hills Trust - 4.500 3.150 3.500 3.750 3.850 3.950
President's Choice Financial
2.700 6.190 3.140 2.790 3.340 3.990 4.440
Rapport Credit Union 2.850 6.000 3.090 3.040 3.500 3.040 2.990
Royal Bank of Canada (RBC) 2.700 3.140 3.140 3.040 3.650 4.390 4.640
Steinbach Credit Union - - 2.390 2.390 2.490 2.590 2.690
TD CanadaTrust 2.850 3.140 3.040 2.840 3.440 3.890 4.640
Tangerine 2.700 - 3.190 3.240 3.490 3.690 3.790
WFCU Credit Union - 4.450 4.000 3.040 3.650 4.390 4.640
Your Neighbourhood CU - - 2.799 2.890 3.090 3.150 2.940
Last Updated
Monday, January 16, 2017

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