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Ontario Real Estate Toronto / Ottawa Real Estate Ottawa / Toronto Real Estate

Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.

Note: Some rates may not be available in certain areas.

Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 2.85*/2.85 4.50 3.29 3.14 2.94 3.19 2.89
ATB Financial 3.500 4.500 3.490 3.590 3.740 3.840 3.790
Alterna Bank 3.140 4.400 3.640 3.840 3.140 4.940 3.240
Alterna Savings 3.190 4.400 3.690 3.890 3.190 4.990 3.290
Bank of Montreal (BMO) 4.100 4.200 3.790 3.990 4.290 4.890 5.340
Bank of Nova Scotia
4.150 4.750 3.640 3.740 4.440 4.590 5.340
CIBC Mortgages 3.950 3.750 3.540 3.640 3.940 4.490 5.340
Canadian Western Bank 3.850 3.940 3.140 3.100 3.130 3.200 3.340
Canadian Western Trust 3.850 3.940 3.140 3.100 3.130 3.200 3.340
Comtech Credit Union - 6.200 3.390 3.490 3.690 3.740 3.790
Desjardins - Caisses 3.950 4.400 3.790 3.890 4.340 4.890 5.340
Effort Trust - 4.500 4.400 4.500 4.750 4.900 4.950
Equitable Bank - - 3.640 3.890 4.450 5.040 5.340
First National Financial LP 3.950 4.500 3.990 3.640 3.590 3.390 3.340
FirstOntario Credit Union 3.950 4.940 3.690 3.740 3.790 3.890 3.390
HSBC Bank Canada 2.940 3.190 3.190 2.990 3.090 3.140 2.940
Home Trust - - 3.990 3.540 3.790 3.840 3.090
Investors Group Trust 3.700 4.200 3.490 3.590 4.140 4.890 5.340
Kindred Credit Union 3.950 - 4.150 4.200 4.250 4.300 3.550
Laurentian Bank Canada 3.950 4.400 3.790 3.890 4.340 4.890 5.340
Libro Credit Union - 4.750 3.440 3.440 3.490 3.490 3.490
London Life 3.700 4.200 3.490 3.590 4.140 4.890 5.340
Luminus Financial 4.000 - 4.100 4.200 4.350 4.800 5.340
Manulife Bank 4.450 4.450 3.690 3.690 3.690 3.740 3.790
Manulife Trust - 4.450 3.690 3.690 3.690 3.740 3.790
Meridian Credit Union 3.150 4.000 3.240 3.490 3.740 3.890 3.240
National Bank 3.950 4.500 3.640 3.890 4.300 4.890 5.340
PACE Savings & CU 3.950 - 3.640 3.840 3.950 4.590 4.990
Parama Credit Union 3.700 - 3.600 3.700 3.800 3.950 4.050
Peace Hills Trust - 4.500 3.350 3.500 3.750 4.050 4.250
Rapport Credit Union 3.700 6.000 3.540 3.590 4.040 4.440 5.350
Royal Bank of Canada (RBC) 3.950 3.640 3.640 3.890 4.450 5.040 5.340
Simplii Financial 3.950 6.190 3.540 3.640 3.890 4.390 4.990
Steinbach Credit Union - - 3.290 3.350 3.050 3.250 3.350
TD CanadaTrust 4.100 3.340 3.590 3.740 3.890 3.940 5.340
Tangerine 3.250 - 3.490 2.890 2.940 3.040 3.090
Your Neighbourhood CU - - 3.590 3.690 3.790 3.890 3.990
Last Updated
Tuesday, May 21, 2019

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