Ontario Equity Canada - Canadian Mortgage Rates

Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.

Note: Some rates may not be available in certain areas.

Financial Institution	Mortgage Term
Financial Institution	Variable	6 Mth	1 Year	2 Year	3 Year	4 Year	5 Year
CanEquity Mortgage	1.85*/4.55	7.49	5.24	5.19	4.44	4.54	4.39
Alterna Bank	4.400	6.790	5.690	5.740	4.140	5.090	4.190
Alterna Savings	4.400	6.790	5.690	5.740	4.140	5.090	4.190
Bank of Montreal (BMO)	5.200	7.840	7.340	6.990	6.540	6.340	6.490
Bank of Nova Scotia	5.650	7.850	7.290	6.890	6.540	6.340	6.490
CIBC Mortgages	5.200	8.050	6.740	6.490	6.890	6.440	6.740
Canadian Western Bank	4.700	7.850	6.140	5.540	4.790	4.690	4.690
Canadian Western Trust	4.700	7.850	6.140	5.540	4.790	4.690	4.690
Comtech Fire CU	-	7.290	6.440	6.390	4.690	6.290	4.590
Desjardins - Caisses	5.200	7.990	6.990	6.690	6.390	6.290	6.390
Effort Trust	-	5.450	5.350	5.250	5.200	5.200	5.100
First National Financial LP	5.200	-	6.250	5.690	5.050	5.100	5.100
FirstOntario Credit Union	4.700	6.590	5.740	5.190	4.690	4.790	4.640
Home Trust	4.300	-	7.350	5.920	4.940	5.670	4.390
IC Savings	-	6.750	6.290	5.590	4.790	4.640	4.640
Kindred Credit Union	5.200	-	6.050	5.800	5.600	5.600	5.600
Laurentian Bank Canada	6.450	7.840	7.240	6.840	6.400	6.340	6.390
Libro Credit Union	-	7.750	5.540	5.290	5.090	5.090	5.090
Luminus Financial	-	-	6.490	6.390	4.890	6.190	4.990
Manulife Bank	5.200	7.990	7.140	6.590	5.540	5.540	5.490
Manulife Trust	-	7.990	7.140	6.590	5.540	5.540	5.490
Meridian Credit Union	4.690	7.840	7.740	7.340	4.540	6.740	4.440
National Bank	5.200	7.840	7.240	6.840	6.490	6.340	6.390
Parama Credit Union	5.200	-	5.490	5.290	5.090	4.990	4.890
Peace Hills Trust	-	7.740	6.190	6.590	5.440	5.390	5.240
Royal Bank of Canada (RBC)	5.200	6.640	6.640	6.240	6.400	6.240	6.390
Steinbach Credit Union	-	-	4.950	4.650	4.450	4.300	4.250
TD CanadaTrust	5.350	7.840	7.740	7.340	6.940	6.740	6.790
Tangerine	4.650	-	6.540	5.640	4.690	4.740	4.790

* Introductory variable rate mortgage.
Last Update: 2025-02-10

Last Updated
Wednesday, April 30, 2025