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Ontario Real Estate Toronto / Ottawa Real Estate Ottawa / Toronto Real Estate

Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.

Note: Some rates may not be available in certain areas.

Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 2.30*/2.45 3.95 2.69 2.59 2.49 2.79 2.84
ATB Financial 2.70 4.00 2.94 2.89 2.99 3.04 3.24
Alterna Bank 2.60 4.00 2.98 2.98 2.98 2.94 3.19
Alterna Savings 2.60 4.00 2.98 2.98 2.98 2.94 3.19
Bank of Montreal (BMO) 4.00 4.00 3.14 3.04 3.85 4.39 4.99
Bank of Nova Scotia
3.10 4.55 3.29 3.14 3.44 3.94 4.79
Bridgewater Bank - - 5.30 5.30 5.30 - 5.30
CIBC Mortgages 4.00 4.45 2.99 2.94 3.65 4.24 4.99
Caisses Desjardins 4.00 4.40 3.14 3.24 3.75 4.39 4.89
Canadian Western Bank 3.20 4.00 3.14 3.04 3.75 4.39 4.99
Canadian Western Trust 3.20 4.00 3.14 3.04 3.75 4.39 4.99
Comtech Credit Union - 6.20 2.99 3.25 3.29 2.99 2.99
DUCA Financial Services 2.55 - 3.09 4.00 2.99 3.09 2.99
Effort Trust - 4.45 3.45 3.60 3.70 4.60 4.95
Equitable Bank - - 3.14 3.14 3.95 4.54 4.94
First Calgary Financial - 4.00 2.89 2.89 3.19 3.39 3.29
First National Financial LP 2.45 3.95 2.99 2.59 2.69 2.89 3.09
FirstOntario Credit Union 2.60 4.24 3.09 3.14 3.29 2.94 3.09
HSBC Bank Canada 3.10 4.45 3.54 3.04 3.54 4.24 4.94
Home Trust Company 2.50 3.95 2.89 2.89 2.79 2.94 2.95
ICICI Bank Canada 3.05 - 3.15 3.65 3.64 3.69 3.89
Investors Group Trust 4.00 4.20 3.14 3.14 3.75 4.64 4.99
Laurentian Bank Canada 4.00 4.40 3.14 3.14 3.50 4.39 4.79
League Savings & Mortgage - 4.00 3.14 3.04 3.10 3.08 3.19
Libro Credit Union - 3.90 3.15 3.15 3.15 3.20 3.25
London Life 4.00 4.20 3.14 3.14 3.75 4.64 4.99
Manulife Bank 2.70 4.45 4.00 3.04 3.04 3.09 3.09
Manulife Trust - 4.45 4.00 3.04 3.04 3.09 3.09
Meridian Credit Union 2.75 4.00 3.09 2.65 3.65 3.29 3.19
National Bank 4.00 4.40 3.14 3.04 3.75 4.39 4.79
Ontario Civil Service CU 4.00 6.00 3.09 3.09 3.07 3.24 3.29
PACE Savings & CU - 5.00 2.89 2.59 2.79 2.94 3.09
Parama Credit Union 2.85 - 2.85 3.05 3.15 3.25 3.40
Peace Hills Trust - 4.50 3.15 3.50 3.75 3.85 3.95
President's Choice Financial
4.00 6.19 3.19 2.94 3.59 4.04 4.44
Royal Bank of Canada (RBC) 4.00 3.14 3.14 3.14 3.95 4.54 4.94
Servus Credit Union - 4.00 3.09 3.04 3.44 3.94 4.79
Steinbach Credit Union - - 2.65 2.80 2.90 2.95 3.10
TD CanadaTrust 4.00 4.00 3.09 3.04 3.44 3.94 4.79
Tangerine 4.00 - 3.19 3.24 3.49 3.69 3.79
Windsor Family CU - 4.45 3.14 3.14 3.75 3.95 3.79
Your Neighbourhood CU - - 2.99 4.00 3.29 3.45 3.34
Last Updated
Monday, November 24, 2014

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