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Ontario Real Estate Toronto / Ottawa Real Estate Ottawa / Toronto Real Estate

Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.

Note: Some rates may not be available in certain areas.

Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 2.41*/2.36 4.09 2.99 3.14 3.24 3.29 3.24
ATB Financial 3.300 4.500 3.340 3.540 3.740 3.840 3.890
Alterna Bank 3.400 4.400 3.640 3.840 3.740 4.940 3.840
Alterna Savings 3.450 4.400 3.690 3.890 3.790 4.990 3.890
Bank of Montreal (BMO) 4.100 4.200 3.790 3.990 4.290 4.890 5.340
Bank of Nova Scotia
4.150 4.750 3.790 3.790 4.440 4.590 5.440
CIBC Mortgages 3.950 3.750 3.540 3.640 3.940 4.490 5.340
Canadian Western Bank 3.750 3.730 3.290 3.390 3.490 3.590 3.590
Canadian Western Trust 3.750 3.730 3.290 3.390 3.490 3.590 3.590
Comtech Credit Union - 6.200 3.390 3.490 3.690 3.740 3.790
Desjardins - Caisses 3.950 4.400 3.790 3.890 4.340 4.990 5.540
Effort Trust - 4.500 4.400 4.500 4.950 5.000 5.300
Equitable Bank - - 3.640 3.890 4.450 5.040 5.340
First Calgary Financial - 4.090 3.390 3.410 3.490 3.550 3.590
First National Financial LP 3.950 4.500 4.090 3.940 3.890 3.890 3.940
FirstOntario Credit Union 3.450 4.940 3.740 3.690 3.740 3.740 3.840
HSBC Bank Canada 3.040 3.690 3.390 3.490 3.540 3.640 3.740
Home Trust Company-Agent - - 3.490 3.740 4.300 5.040 5.340
ICICI Bank Canada 3.050 - 3.190 3.190 3.940 4.290 5.140
Investors Group Trust 3.700 4.200 3.490 3.590 4.140 4.890 5.340
Kindred Credit Union 3.950 - 4.300 4.350 4.400 4.450 4.500
Laurentian Bank Canada 3.950 4.400 3.640 3.840 4.340 4.890 5.490
League Savings & Mortgage - 4.450 3.350 3.450 3.550 3.650 3.750
Libro Credit Union - 4.750 3.790 3.840 3.890 3.940 3.990
London Life 3.700 4.200 3.490 3.590 4.140 4.890 5.340
Luminus Financial 4.000 - 4.100 4.200 4.350 4.800 5.340
Manulife Bank 4.450 4.450 3.590 3.690 3.790 3.840 3.940
Manulife Trust - 4.450 3.590 3.690 3.790 3.840 3.940
Meridian Credit Union 3.150 4.000 3.240 3.490 3.740 3.890 3.690
National Bank 3.950 4.500 3.640 3.890 4.300 4.890 5.340
PACE Savings & CU 3.700 5.500 3.890 3.990 4.150 4.890 5.140
Parama Credit Union 3.700 - 3.690 3.790 3.890 3.990 4.090
Peace Hills Trust - 4.500 3.350 3.500 3.750 4.050 4.250
Rapport Credit Union 3.700 6.000 3.540 3.590 4.040 4.440 5.350
Royal Bank of Canada (RBC) 3.950 3.640 3.640 3.890 4.450 5.040 5.340
Simplii Financial 3.950 6.190 3.540 3.640 3.890 4.390 4.990
Steinbach Credit Union - - 3.290 3.390 3.490 3.590 3.690
Street Capital Bank 3.200 - 3.890 3.890 3.890 3.890 3.990
TD CanadaTrust 4.100 3.340 3.590 3.740 3.890 3.940 5.590
Tangerine 3.450 - 3.390 3.540 3.590 3.690 3.740
Your Neighbourhood CU - - 3.540 3.640 3.840 3.940 4.290
Last Updated
Wednesday, November 21, 2018

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