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Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.

Note: Some rates may not be available in certain areas.

Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 2.85*/2.85 4.50 3.14 3.19 3.39 3.59 3.49
ATB Financial 3.500 4.500 3.490 3.590 3.740 3.840 3.790
Alterna Bank 3.140 4.400 3.640 3.840 3.540 4.940 3.590
Alterna Savings 3.190 4.400 3.690 3.890 3.590 4.990 3.640
Bank of Montreal (BMO) 4.100 4.200 3.790 3.990 4.290 4.890 5.340
Bank of Nova Scotia
4.150 4.750 3.640 3.740 4.440 4.590 5.340
CIBC Mortgages 3.950 3.750 3.540 3.640 3.940 4.490 5.340
Canadian Western Bank 3.850 3.940 3.340 3.290 3.340 3.440 3.440
Canadian Western Trust 3.850 3.940 3.340 3.290 3.340 3.440 3.440
Comtech Credit Union - 6.200 3.390 3.490 3.690 3.740 3.790
Desjardins - Caisses 3.950 4.400 3.790 3.890 4.340 4.890 5.340
Effort Trust - 4.500 4.400 4.500 4.950 5.000 5.300
Equitable Bank - - 3.640 3.890 4.450 5.040 5.340
First National Financial LP 3.950 4.500 3.990 3.640 3.590 3.390 3.490
FirstOntario Credit Union 3.450 4.940 3.890 3.540 3.640 3.790 3.640
HSBC Bank Canada 3.190 3.190 3.190 3.240 3.240 3.290 3.240
Home Trust - - 3.990 3.540 3.790 3.840 3.740
Investors Group Trust 3.700 4.200 3.490 3.590 4.140 4.890 5.340
Kindred Credit Union 3.950 - 4.150 4.200 4.250 4.300 3.700
Laurentian Bank Canada 3.950 4.400 3.790 3.890 4.340 4.890 5.490
League Savings & Mortgage - 4.450 3.400 3.500 3.550 3.600 3.650
Libro Credit Union - 4.750 3.490 3.540 3.590 3.640 3.690
London Life 3.700 4.200 3.490 3.590 4.140 4.890 5.340
Luminus Financial 4.000 - 4.100 4.200 4.350 4.800 5.340
Manulife Bank 4.450 4.450 3.690 3.790 3.890 3.940 4.040
Manulife Trust - 4.450 3.690 3.790 3.890 3.940 4.040
Meridian Credit Union 3.150 4.000 3.240 1.980 3.740 3.890 3.640
National Bank 3.950 4.500 3.640 3.890 4.300 4.890 5.340
PACE Savings & CU 3.950 - 3.640 3.840 3.950 4.590 4.990
Parama Credit Union 3.700 - 3.750 3.850 3.950 4.050 4.150
Peace Hills Trust - 4.500 3.350 3.500 3.750 4.050 4.250
Rapport Credit Union 3.700 6.000 3.540 3.590 4.040 4.440 5.350
Royal Bank of Canada (RBC) 3.950 3.640 3.640 3.890 4.450 5.040 5.340
Simplii Financial 3.950 6.190 3.540 3.640 3.890 4.390 4.990
Steinbach Credit Union - - 3.290 3.390 3.490 3.590 3.690
TD CanadaTrust 4.100 3.340 3.590 3.740 3.890 3.940 5.340
Tangerine 3.450 - 3.490 3.440 3.240 3.540 3.340
Your Neighbourhood CU - - 3.690 3.790 3.990 4.090 4.190
Last Updated
Wednesday, March 20, 2019

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