Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed
Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.
Note: Some rates may not be available in certain areas.
Financial Institution |
Mortgage Term |
| Variable |
6 Mth |
1 Year |
2 Year |
3 Year |
4 Year |
5 Year |
| CanEquity Mortgage |
2.60*/2.60 |
3.95 |
2.74 |
2.59 |
2.59 |
2.99 |
2.89 |
| AGF Trust |
- |
4.65 |
3.04 |
3.20 |
3.24 |
3.34 |
3.49 |
| ATB Financial |
2.60 |
4.00 |
3.10 |
3.14 |
3.55 |
4.39 |
3.04 |
| Alterna Bank |
4.00 |
4.00 |
3.05 |
3.09 |
3.09 |
2.99 |
3.09 |
| Alterna Savings |
4.00 |
4.00 |
3.05 |
3.09 |
3.09 |
2.99 |
3.09 |
| Bank of Montreal (BMO) |
3.10 |
4.00 |
4.00 |
3.04 |
3.55 |
4.54 |
5.14 |
Bank of Nova Scotia |
3.10 |
4.55 |
3.75 |
3.89 |
3.99 |
4.39 |
4.99 |
| Boomerang Credit Union |
3.20 |
- |
4.00 |
3.04 |
2.99 |
4.54 |
3.24 |
| Bridgewater Bank |
- |
- |
3.24 |
3.39 |
2.90 |
3.37 |
3.14 |
| CIBC Mortgages |
3.20 |
4.45 |
4.00 |
3.14 |
3.55 |
4.39 |
5.14 |
| Caisses Desjardins |
3.20 |
4.40 |
3.09 |
3.14 |
3.55 |
4.54 |
5.14 |
| Canadian Western Bank |
3.20 |
4.00 |
4.00 |
3.04 |
3.55 |
4.54 |
5.14 |
| Canadian Western Trust |
3.20 |
4.00 |
4.00 |
3.04 |
3.55 |
4.54 |
5.14 |
| DUCA Financial Services |
4.00 |
- |
3.10 |
3.15 |
3.15 |
2.97 |
2.97 |
| Effort Trust |
- |
4.45 |
3.25 |
3.60 |
3.90 |
4.50 |
4.95 |
| Equitable Trust |
- |
- |
4.00 |
3.04 |
3.55 |
4.54 |
5.14 |
| First Calgary Financial |
- |
4.00 |
2.39 |
2.67 |
2.79 |
2.89 |
2.95 |
| First National Financial LP |
2.80 |
3.95 |
2.74 |
2.69 |
2.79 |
2.99 |
2.99 |
| FirstOntario Credit Union |
2.79 |
4.24 |
2.99 |
3.14 |
3.19 |
3.24 |
2.89 |
| HSBC Bank Canada |
3.10 |
4.45 |
3.60 |
3.95 |
4.45 |
4.99 |
5.24 |
| Home Trust Company |
- |
3.49 |
2.74 |
2.49 |
2.79 |
2.99 |
2.89 |
| ICICI Bank Canada |
3.05 |
- |
3.15 |
3.65 |
3.64 |
3.69 |
3.44 |
| ING Direct |
4.00 |
- |
4.00 |
4.00 |
2.79 |
2.99 |
3.08 |
| Investors Group Trust |
4.00 |
4.00 |
4.00 |
3.14 |
3.55 |
4.54 |
5.14 |
| Laurentian Bank Canada |
3.20 |
4.40 |
3.09 |
3.14 |
3.55 |
4.54 |
5.14 |
| League Savings & Mortgage |
- |
4.00 |
2.89 |
2.89 |
2.89 |
3.09 |
2.99 |
| Libro Financial Group |
- |
3.90 |
3.23 |
3.23 |
3.23 |
3.23 |
3.23 |
| London Life |
4.00 |
4.00 |
4.00 |
3.14 |
3.55 |
4.54 |
5.14 |
| Manulife Bank |
4.00 |
4.45 |
4.00 |
3.05 |
3.10 |
3.10 |
3.09 |
| Manulife Trust |
- |
4.45 |
4.00 |
3.05 |
3.10 |
3.10 |
3.09 |
| Meridian Credit Union |
2.85 |
4.45 |
3.10 |
3.14 |
3.70 |
2.98 |
3.19 |
| National Bank |
3.20 |
4.40 |
3.10 |
3.14 |
3.55 |
4.54 |
5.14 |
| Ontario Civil Service CU |
4.00 |
6.00 |
2.99 |
3.09 |
3.14 |
3.09 |
3.09 |
| PACE Savings & CU |
- |
4.00 |
4.00 |
3.04 |
3.55 |
4.54 |
5.14 |
| Parama Credit Union |
2.90 |
- |
4.00 |
4.00 |
3.15 |
3.25 |
3.25 |
| Peace Hills Trust |
- |
4.50 |
3.10 |
3.35 |
3.55 |
3.85 |
3.95 |
President's Choice Financial |
3.20 |
6.04 |
3.14 |
3.15 |
3.19 |
3.30 |
3.39 |
| RMG Mortgages |
4.00 |
- |
2.89 |
2.89 |
2.99 |
3.09 |
3.19 |
| Royal Bank of Canada (RBC) |
4.00 |
4.00 |
4.00 |
3.04 |
3.55 |
4.54 |
5.14 |
| Servus Credit Union |
- |
4.00 |
4.00 |
3.04 |
3.55 |
4.39 |
5.14 |
| Steinbach Credit Union |
- |
- |
2.50 |
2.60 |
2.70 |
2.80 |
4.00 |
| TD CanadaTrust |
3.20 |
4.00 |
4.00 |
3.04 |
3.55 |
4.54 |
5.14 |
| Teachers Credit Union |
- |
- |
2.99 |
3.04 |
3.49 |
3.89 |
4.09 |
| Windsor Family CU |
- |
4.45 |
4.00 |
3.05 |
3.55 |
4.54 |
5.14 |
| Your Neighbourhood CU |
- |
- |
3.15 |
3.25 |
3.35 |
3.39 |
3.19 |
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