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Ontario Real Estate Toronto / Ottawa Real Estate Ottawa / Toronto Real Estate

Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.

Note: Some rates may not be available in certain areas.

Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 2.41*/2.36 4.09 2.99 3.14 3.24 3.29 3.24
ATB Financial 2.900 4.500 3.140 3.390 3.490 3.590 3.690
Alterna Bank 2.700 4.400 3.290 3.250 3.290 3.250 3.250
Alterna Savings 2.700 4.400 3.590 3.640 4.090 4.490 3.290
Bank of Montreal (BMO) 3.850 4.200 3.440 3.600 4.150 4.890 5.190
Bank of Nova Scotia
3.900 4.750 3.690 3.590 4.040 4.490 5.340
CIBC Mortgages 3.700 3.750 3.390 3.340 3.640 4.290 5.140
Canadian Western Bank 4.000 6.390 2.990 3.140 3.240 3.290 3.240
Canadian Western Trust 2.900 4.000 3.140 3.040 3.650 4.200 4.740
Comtech Credit Union - 6.200 3.050 3.100 3.150 3.200 3.450
Desjardins - Caisses 3.700 4.400 3.490 3.740 4.300 4.940 5.490
Effort Trust - 4.500 4.000 4.100 4.150 4.600 4.850
Equitable Bank - - 3.490 3.690 4.300 5.040 5.340
First Calgary Financial - 4.090 3.240 3.240 3.290 3.340 3.440
First National Financial LP 3.450 4.090 4.090 3.640 3.640 3.690 3.940
FirstOntario Credit Union 3.450 4.940 3.590 3.540 3.590 3.900 3.590
HSBC Bank Canada 2.640 3.690 2.990 3.190 3.240 3.390 3.440
Home Trust Company-Agent - - 3.490 3.740 4.300 5.040 5.340
ICICI Bank Canada 3.050 - 3.190 3.190 3.940 4.290 5.140
Investors Group Trust 3.700 4.200 3.490 3.590 4.140 4.890 5.340
Kindred Credit Union 3.700 - 3.950 3.950 3.950 4.000 4.050
Laurentian Bank Canada 3.700 4.400 3.490 3.740 4.150 4.890 5.490
League Savings & Mortgage - 4.450 3.250 3.350 3.500 3.600 3.750
Libro Credit Union - 3.750 3.450 3.450 3.450 3.490 3.540
London Life 3.700 4.200 3.490 3.590 4.140 4.890 5.340
Luminus Financial 4.000 - 4.100 4.200 4.350 4.800 5.340
Manulife Bank 4.200 4.450 3.340 3.440 3.540 3.640 3.840
Manulife Trust - 4.450 3.340 3.440 3.540 3.640 3.840
Meridian Credit Union 2.450 4.000 3.040 3.290 3.540 3.890 3.490
National Bank 3.450 4.400 3.490 3.740 4.300 4.890 5.340
PACE Savings & CU 2.700 3.140 3.890 3.990 4.150 4.890 5.140
Parama Credit Union 3.400 - 3.390 3.490 3.590 3.790 3.890
Peace Hills Trust - 4.500 3.350 3.500 3.750 4.050 4.250
Rapport Credit Union 3.450 6.000 3.090 3.250 3.890 4.250 5.140
Royal Bank of Canada (RBC) 3.700 3.490 3.490 3.740 4.300 5.040 5.340
Simplii Financial 3.700 6.190 3.540 3.340 3.590 4.190 4.790
Steinbach Credit Union - - 3.340 3.440 3.540 3.640 3.740
Street Capital Bank 2.600 - 3.540 3.540 3.640 3.690 3.690
TD CanadaTrust 3.850 3.140 3.040 3.440 3.590 3.890 5.590
Tangerine 2.950 - 3.290 3.340 3.390 3.490 3.590
Your Neighbourhood CU - - 3.240 3.340 3.440 3.540 3.790
Last Updated
Monday, July 16, 2018

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