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Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.

Note: Some rates may not be available in certain areas.

Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 1.85*/1.7 2.79 1.74 1.69 1.69 1.74 1.79
Alterna Bank 1.950 3.250 1.890 1.890 1.890 1.890 1.640
Alterna Savings 1.950 3.250 1.890 1.890 1.890 1.890 1.640
Bank of Montreal (BMO) 2.450 4.200 3.090 3.290 3.750 4.240 4.790
Bank of Nova Scotia
2.650 4.250 3.090 3.190 3.790 4.090 4.790
CIBC Mortgages 2.450 3.750 3.190 2.890 3.590 4.240 4.790
Canada Life 3.950 4.200 3.100 3.200 3.650 4.240 4.790
Canadian Western Bank 2.150 3.600 2.090 1.990 1.890 2.090 2.090
Canadian Western Trust 2.150 3.600 2.090 1.990 1.890 2.090 2.090
Comtech Fire CU - 6.200 3.390 3.490 3.690 3.740 3.490
Desjardins - Caisses 2.450 4.400 2.890 3.040 3.540 4.090 4.740
Effort Trust - 4.150 4.150 4.250 4.350 4.450 4.550
Equitable Bank - - 3.490 2.140 2.140 2.140 1.990
First National Financial LP 2.450 - 3.040 2.840 2.690 2.590 2.490
FirstOntario Credit Union 2.250 4.940 2.590 2.040 2.040 2.040 2.040
HSBC Bank Canada 1.690 3.190 1.990 1.840 1.990 2.040 1.840
Home Trust 1.950 - 3.990 3.540 3.790 3.850 1.840
Investors Group Trust 3.950 4.200 3.100 3.200 3.650 4.240 4.790
Kindred Credit Union 2.450 - 2.800 2.850 2.900 2.950 2.990
Laurentian Bank Canada 2.450 4.400 2.690 3.040 3.540 4.090 4.740
Libro Credit Union - 4.750 2.190 2.240 2.240 2.240 2.240
Luminus Financial 3.500 - 4.100 4.200 4.350 4.800 5.340
Manulife Bank 3.050 4.450 3.090 2.790 2.690 2.690 2.590
Manulife Trust - 4.450 3.090 2.790 2.690 2.690 2.590
Meridian Credit Union 1.950 3.890 3.090 2.190 2.190 3.890 1.990
National Bank 2.450 4.400 2.690 3.040 3.540 4.090 4.790
Parama Credit Union 2.700 - 3.090 3.190 3.290 3.390 3.490
Peace Hills Trust - 4.250 3.100 3.250 3.500 3.800 3.950
Rapport Credit Union 2.950 6.000 3.590 3.740 3.890 3.940 4.790
Royal Bank of Canada (RBC) 2.450 2.690 2.690 3.040 3.550 4.090 4.790
Simplii Financial 2.450 6.190 3.190 2.890 3.640 4.290 4.740
Steinbach Credit Union - - 2.140 2.250 2.250 2.250 2.140
TD CanadaTrust 2.600 3.090 3.140 3.190 3.490 3.740 4.590
Tangerine 1.700 - 2.790 1.840 1.690 1.890 1.740
Last Updated
Monday, November 23, 2020

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