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Current Mortgage Rates: Variable, 6 Month - 5 Year Fixed

Note: These rates are provided as a convenience. Although every attempt is made, Ontario Equity does not guarantee the accuracy of these rates.

Note: Some rates may not be available in certain areas.

Financial Institution
Mortgage Term
Variable 6 Mth 1 Year 2 Year 3 Year 4 Year 5 Year
CanEquity Mortgage 1.98*/1.98 3.14 2.14 2.14 2.14 2.14 2.24
ATB Financial 2.450 4.500 3.090 3.290 3.490 3.540 2.490
Alterna Bank 2.950 3.250 2.140 2.140 2.140 2.140 2.590
Alterna Savings 2.950 3.250 2.140 2.140 2.140 2.140 2.590
Bank of Montreal (BMO) 2.450 4.200 3.090 3.390 3.890 4.340 4.940
Bank of Nova Scotia
2.650 4.250 3.090 3.190 3.790 4.090 4.790
CIBC Mortgages 2.450 3.750 3.190 2.890 3.690 4.340 4.940
Canada Life 3.950 4.200 3.490 3.590 4.140 4.890 5.190
Canadian Western Bank 2.200 3.940 2.240 2.240 2.140 2.240 2.090
Canadian Western Trust 2.650 3.940 2.240 2.240 2.140 2.240 2.090
Comtech Fire CU - 6.200 3.390 3.490 3.690 3.740 3.490
Desjardins - Caisses 2.450 4.400 3.190 3.490 3.890 4.290 4.940
Effort Trust - 4.150 4.150 4.250 4.350 4.450 4.550
Equitable Bank - - 3.040 3.390 3.900 4.440 4.940
First National Financial LP 2.450 - 3.040 2.840 2.690 2.590 2.490
FirstOntario Credit Union 2.550 4.940 3.199 2.490 2.540 2.540 2.640
HSBC Bank Canada 2.050 3.190 2.490 2.040 2.390 2.440 2.290
Home Trust 2.100 - 3.990 3.540 3.790 3.850 2.240
Investors Group Trust 3.950 4.200 3.490 3.590 4.140 4.890 4.940
Kindred Credit Union 2.450 - 3.050 3.100 3.150 3.200 2.590
Laurentian Bank Canada 2.650 4.400 3.390 3.490 3.890 4.390 4.940
Libro Credit Union - 4.750 2.590 2.590 2.640 2.690 2.740
Luminus Financial 3.500 - 4.100 4.200 4.350 4.800 3.990
Manulife Bank 3.050 4.450 3.240 2.890 2.890 2.890 2.790
Manulife Trust - 4.450 3.240 2.890 2.890 2.890 2.790
Meridian Credit Union 2.200 3.890 3.290 2.590 2.590 3.890 2.540
National Bank 2.450 4.400 3.040 3.390 3.890 4.440 4.940
Parama Credit Union 2.700 - 3.190 3.290 3.390 3.490 3.490
Peace Hills Trust - 4.250 3.100 3.250 3.500 3.800 3.950
Rapport Credit Union 2.950 6.000 3.590 3.740 3.890 3.940 4.990
Royal Bank of Canada (RBC) 2.450 3.040 3.040 3.390 3.900 4.440 4.940
Simplii Financial 2.450 6.190 3.190 2.890 3.790 4.390 4.890
Steinbach Credit Union - - 2.650 2.650 2.650 2.650 2.490
TD CanadaTrust 2.600 3.140 3.240 3.390 3.790 3.940 4.840
Tangerine 2.450 - 2.990 2.390 2.390 2.390 2.290
Last Updated
Tuesday, July 14, 2020

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